You may want to be a homebody this year, but the outside world is calling. You'll be attractive and in demand, especially for the first month, then the ringing phone may quiet and you can resume working on your dreams for financial improvement. See some progress on that by late March or April. Your good luck and big heart will impress some older, more accomplished people. Let them help you out. Work diligently and let home be your refuge. At the end of the year you'll be ready for some big changes, including a romantic one. Have a spectacular year!