Your focus this year may be on finances - in all the best ways. Whatever your situation, you can still live and present yourself in a classy way. This will attract opportunities for you, so go ahead and benefit from an improved image. Expenses can be lessened if you graciously say yes on occasion when friends or family offer to entertain or carpool. By spring, you may want to return to your old generous ways in a more modest but just as big-hearted way. People won't notice any change in your monetary habits, but your wallet will.